Are you struggling to handle your personal finance matters? This AI fintech app uses ChatGPT, Gemini to suggest you ways

If you are struggling to manage your personal finance matters, then an Indian fintech company, Fi Money, has come up with a system that lets users securely view and interact with their entire financial life using any AI assistant like ChatGPT and Gemini.

According to the company, the newly introduced Model Context Protocol (MCP) server is designed to bring together a user’s complete financial life, including bank accounts, mutual funds, loans, insurance, EPF, real estate, gold, and more, seamlessly into AI assistants of their choice.

The platform allows individuals to securely connect their financial data and use it with any AI tool of their choice for personalised insights.

"Users can choose to share this consolidated data with any AI tool, enabling private, intelligent conversations about their money, fully on their terms," it said.

What does this mean for users?

The integration makes it possible to ask AI highly specific, personal finance questions such as:

“Can I afford a six-month career break?”

“What are three mistakes in my current investment portfolio?”

“How much money will I have by the time I turn 40?”

“How should I diversify my investments?”

Users can choose between exporting static data snapshots or configuring the system for near real-time updates. Importantly, all data-sharing remains consent-based and private, according to Fai.