Happy Teacher’s Day 2025: 6 financial lessons for early investors

Happy Teacher’s Day 2025: 5 financial lessons for early investors

Teachers' Day is celebrated on September 5 every year. This is a special day for teachers' appreciation, and the day is observed to honour the teachers of the country. On this day, we celebrate the birthday of Dr. Sarvepalli Radhakrishnan. In recognition of his significant contributions to the field of education and his conviction that educators should be among the nation's brightest minds, his birth celebration was transformed into Teachers' Day in 1962.

On this Teachers' Day today, we will talk about five financial lessons that early investors should know. Let's take a look:

Financial planning

Financial planning is the first thing that every investor should do. You can take the help of a professional for that. In financial planning, you should know your investment limit, risk appetite, and how much retirement corpus you need.

Stick with your plan

Diversify your portfolio and stick with your plan even if the market is down and your portfolio falls. That is the normal response to volatility. Do investments for the long-term. 

Save part of your salary
Try to save part of your salary. Follow the 50-30-20 rule. 50 per cent of the income goes to needs, 30 per cent for wants, and 20 per cent to savings and investing. 

Consider taxes

You should also know about the tax deduction on investment. Try to invest in tax-saving funds also. 

Invest in metals

In addition to debt instruments, investors can protect themselves from market instability and inflation by purchasing gold and silver. When investors are not seeking extraordinarily large returns, financial consultants frequently advise them to invest in precious metals.

Equity investment

Investing in equity should be done with a long-term perspective. This implies that you should ignore the daily fluctuations in the stock market, which make some investors happy while making others picky.