Power of Rs 20,00,000 Lump Sum Investment: When we start an investment, our curiosity is to know in how much time it may take to create our target corpus. The duration depends on the annualised return we get on our investments. The higher the return, the sooner the target can be achieved. A 1 per cent extra return in the short term may not appear to be very effective, but in the long term, this small extra return may create a difference of many crores in the corpuses of two persons.
Or, it may help one achieve the target sooner than the targeted time. This is because of the power of compounding that helps corpus grow faster with time.
Similarly, if you invest an Rs 20,00,000 lump sum today and target a corpus of Rs 5 crore-Rs 10 crore, in how many years may you achieve the target?
Well, it depends on the annualised return you get from your investment.
In this write-up, know how many years it may take to achieve a corpus of Rs 10 crore from a Rs 20 lakh lump sum amount if your annualised investment returns are 10-15 per cent.
Years to achieve from Rs 20 lakh to Rs 5 cr (at 10-15% return)
Investment return | Years to achieve corpus |
10% | 33.77 |
11% | 30.84 |
12% | 28.40 |
13% | 26.34 |
14% | 24.57 |
15% | 23.03 |
Years to achieve from Rs 20 lakh to Rs 6 cr (at 10-15% return)
Investment return | Years to achieve corpus |
10% | 35.69 |
11% | 32.59 |
12% | 30.01 |
13% | 27.83 |
14% | 25.96 |
15% | 24.34 |
Years to achieve from Rs 20 lakh to Rs 7 cr (at 10-15% return)
Investment return | Years to achieve corpus |
10% | 37.30 |
11% | 34.07 |
12% | 31.37 |
13% | 29.09 |
14% | 27.13 |
15% | 25.44 |
Years to achieve from Rs 20 lakh to Rs 8 cr (at 10-15% return)
Investment return | Years to achieve corpus |
10% | 38.70 |
11% | 35.35 |
12% | 32.55 |
13% | 30.18 |
14% | 28.15 |
15% | 26.39 |
Years to achieve from Rs 20 lakh to Rs 9 cr (at 10-15% return)
Investment return | Years to achieve corpus |
10% | 39.94 |
11% | 36.48 |
12% | 33.59 |
13% | 31.15 |
14% | 29.05 |
15% | 27.24 |
Years to achieve from Rs 20 lakh to Rs 10 cr (at 10-15% return)
Investment return | Years to achieve corpus |
10% | 41.05 |
11% | 37.49 |
12% | 34.52 |
13% | 32.01 |
14% | 29.86 |
15% | 27.99 |
(Disclaimer: These are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)